2025 Irmaa Brackets For Medicare Premiums By State. The centers for medicare and medicaid (cms) has released the changes to medicare premiums, deductibles, and income adjustments for 2025. In 2025, you qualify for irmaa if your income exceeded $106,000 as an individual or was more than $212,000 as a married couple filing jointly based on your 2023 federal income tax return.
Paying your irmaa is straightforward. Medicare part d premiums and irmaa in 2025 part d monthly premiums are dependent on the plan and set by the insurance provider or carrier.